Furniture Financing

Furniture Financing Made Simple at MiamiFurniture.com

Welcome to the Furniture Financing page for MiamiFurniture.com! Here, we make it easy for everyone to furnish their homes, regardless of credit history. With no credit needed furniture financing options and partnerships with leading leasing companies, getting the furniture you love is just a few clicks away. Whether you have bad credit, no credit, or are simply looking for flexible payment plans, we’ve got you covered.

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Getting Approved is EASY!

Bad Credit? No Credit? No Problem! Follow these three simple steps to start your journey to a beautifully furnished home:

  1. Apply Online: Complete the online application in as little as 3 minutes.

  2. Sign Your Document Electronically: Receive your e-contract via text or email and sign it quickly.

  3. Get Your New Furniture: After approval, shop online from the comfort of your home.

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NO CREDIT NEEDED Options for Instant Decisions

At MiamiFurniture.com, we partner with top financing providers like Acima, Koalafi, and Progressive Leasing to ensure everyone has access to affordable furniture financing. These programs are designed with flexibility in mind, making it easier for you to furnish your home without the hassle of traditional credit checks.

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ACIMA Leasing

Qualifying with Acima is straightforward and fast! Here’s what you need to know:

  • Bad Credit? New Credit? No Credit? All are encouraged to apply.

  • Prequalification Questions:

    1. Do you have an active and open checking account that is at least 90 days old?

    2. Is your checking account free of returned checks and excessive overdrafts?

    3. Do you have a monthly income of at least $1,000 (employment, social security, disability, etc.)?

If you answered “Yes” to all these questions, congratulations! You’re prequalified. It takes less than 3 minutes to apply, and the response is instant.

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KOALAFI Financing

Koalafi offers flexible payment plans with high approval rates. Whether you’re financing or opting for lease-to-own, Koalafi has options that fit your needs.

  • No Credit Needed: Perfect for those with bad credit or no credit.

  • Flexible Payment Terms: Choose from 3, 6, 12, or 24 months.

  • Simple Requirements:

    1. Must be 18 years or older.

    2. Valid Social Security Number or ITIN.

    3. Routing & account number for an active checking account.

    4. Credit or debit card.

If you meet these criteria, you’re already prequalified! Applying is quick, and approval is instant.

[button text=”APPLY NOW!” link=”http://dealer.koalafi.com/ApplicationForm/IntroScreen?publicStoreId=c0a82f23-5f31-438c-b543-31e174643013&cm=Copy” target=”_blank”] [divider]

PROGRESSIVE LEASING

Progressive Leasing makes financing easy with their no credit needed options. Here’s what you need to qualify:

  • Must be 18 years or older.

  • Valid Social Security Number or ITIN.

  • Routing & account number for an active checking account.

  • Credit or debit card.

With Progressive Leasing, you can get an instant decision and start shopping online today.

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Why Choose MiamiFurniture.com for Furniture Financing?

  • No Need to Visit a Store: Shop and apply online from the comfort of your home.

  • Instant Decisions: Get prequalified in minutes.

  • Flexible Payment Plans: Options that work with your budget.

  • High Approval Rates: Designed for all credit types.

  • Trusted Financing Partners: Work with industry leaders like Acima, Koalafi, and Progressive Leasing.

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Hablas Español? ¡Nosotros te Ayudamos!

En MiamiFurniture.com, entendemos las necesidades de nuestra comunidad hispana. Ofrecemos opciones de financiamiento fáciles y accesibles.

  • No se requiere crédito.

  • Debe ser mayor de 18 años.

  • Tener un número de Seguro Social o ITIN.

  • Cuenta de cheques activa y tarjeta de débito.

  • Ingreso de por lo menos $1,000 al mes.

¡Aplicar es rápido y sencillo, con aprobación instantánea!

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FAQs About Furniture Financing

Q: What does “No Credit Needed” mean? A: “No Credit Needed” means that your approval is not based on your credit score. Instead, factors like income and bank account activity are considered.

Q: Can I apply if I have bad credit? A: Yes! All our financing partners encourage applications from customers with bad credit or no credit history.

Q: How long does it take to get approved? A: The application process takes less than 3 minutes, and approval is instant in most cases.

Q: Can I use my financing to shop online? A: Absolutely! Once approved, you can browse our online catalog and select the furniture you love.

Q: Are there flexible payment options? A: Yes! Payment terms vary by provider, with options ranging from 3 to 24 months.

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Ready to Furnish Your Home?

Don’t let bad credit or no credit hold you back. At MiamiFurniture.com, we believe everyone deserves a beautiful home. With our no credit needed furniture financing options, you’re just minutes away from approval and enjoying your new furniture.

 

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